What are the requirements for a Liechtenstein bank account?

Liechtenstein bank account requirements include a passport, utility bill, income proof, and—for companies—registration documents. Banks conduct strict KYC and AML checks.

Is offshore banking in Liechtenstein still beneficial?

Yes, offshore banking in Liechtenstein remains attractive due to its financial security, discretion, and legal structures such as trusts and foundations.

Which are the best banks in Liechtenstein for private clients?

The best banks in Liechtenstein include LGT Bank, VP Bank, and LLB. They offer premium private banking and wealth management services.

What are the benefits of having a bank account in Liechtenstein?

Liechtenstein bank account benefits include financial privacy, robust wealth protection, digital banking, and a stable banking environment.

Can I open a Liechtenstein corporate bank account remotely?

Yes, many banks allow remote onboarding for a Liechtenstein corporate bank account via video calls or certified agents.

What are typical bank account fees in Liechtenstein?

Liechtenstein bank account fees include monthly maintenance (CHF 15–40), account setup fees, and transaction charges.

What is the minimum deposit for a Liechtenstein bank account?

Minimum deposits vary by institution and account type, usually ranging from CHF 10,000 to CHF 500,000.

Is Liechtenstein banking regulated and compliant?

Yes, the Liechtenstein bank account system is regulated by the Financial Market Authority and adheres to FATF and OECD standards.

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Bank Account in Liechtenstein

BANK ACCOUNT IN Liechtenstein

Q: Can foreigners open a bank account in Liechtenstein?

Yes, a Liechtenstein bank account for foreigners is available. Non-residents may face higher initial deposit thresholds and enhanced due diligence.

Dari Podhur, Counsel

1 April, 2025

Table of Content

Introduction: Why Choose a Bank Account in Liechtenstein
Best Banks in Liechtenstein
Liechtenstein Bank Account Requirements
Liechtenstein Bank Accounts for Foreigners
Offshore Banking in Liechtenstein
Corporate Bank Accounts in Liechtenstein
Liechtenstein Bank Account Fees
Benefits of a Liechtenstein Bank Account
Terms, Timelines & Minimum Deposits
Regulations and Compliance Standards
Conclusion: Secure & Strategic Banking in Europe
Official Resources and Links

A Guide to Secure and Sophisticated Banking

When it comes to stability, privacy, and financial sophistication, few countries rival the banking reputation of Liechtenstein. Tucked between Switzerland and Austria, this tiny principality has long served as a safe haven for global investors, high-net-worth individuals, and corporations. Opening a bank account in Liechtenstein is often regarded as a smart financial move—offering asset protection, multilingual services, and access to top-tier banking standards.

In this guide, we’ll explore how to open a bank account in Liechtenstein, look at account types, regulations, advantages, bank account requirements, and more.

Why Open a Bank Account in Liechtenstein?

The principality offers several compelling reasons:

Political and economic stability
Banking secrecy balanced with compliance
Access to the EEA and Swiss financial systems
Robust regulatory environment

Many individuals and companies choose to open a bank account in Liechtenstein to benefit from strategic wealth management, secure offshore holdings, or seamless cross-border financial operations.

Best Banks in Liechtenstein

Despite its small size, Liechtenstein is home to some of the most respected banks in Europe. These institutions offer Liechtenstein private banking, corporate services, and investment management:

LGT Bank – One of the largest family-owned private banks in the world. https://www.lgt.com
VP Bank – Offers tailor-made services for individuals and businesses. https://www.vpbank.com
Liechtensteinische Landesbank (LLB) – The state-owned bank known for strong regulatory compliance. https://www.llb.li

These are consistently ranked among the best banks in Liechtenstein for their client service, global accessibility, and strong capital ratios.

Liechtenstein Bank Account Requirements

The process of opening an account is straightforward but diligent. Each bank conducts due diligence to comply with AML (Anti-Money Laundering) and KYC (Know Your Customer) laws, aligned with EU and FATF standards.
General Liechtenstein bank account requirements include:

Valid passport or national ID
Proof of address (utility bill, lease)
Source of funds (income statement, business ownership docs)
Business registration documents (for corporate accounts)
Initial deposit (varies by bank and account type)

While documentation may vary slightly, these are standard for both residents and foreigners.
More on AML regulation from the Financial Market Authority: https://www.fma-li.li

Can Foreigners Open a Bank Account in Liechtenstein?

Yes. It is possible to open a Liechtenstein bank account for foreigners, though it typically requires higher minimum deposits and more detailed documentation.
A non-resident bank account in Liechtenstein is available for:

Investors and entrepreneurs
International companies
Expatriates
Family offices and wealth managers

That said, some banks may only work with non-residents who have a legitimate economic or personal link to the country.

Offshore Banking in Liechtenstein: Still Relevant?

Although the term “offshore banking” has evolved, offshore banking in Liechtenstein remains relevant for legitimate international wealth planning. With strong adherence to transparency and international reporting standards, Liechtenstein banks provide:

Multicurrency accounts
Discretionary asset management
Foundation and trust structures

Liechtenstein is part of the Common Reporting Standard (CRS) under OECD, ensuring compliance and responsible banking.
More details: https://www.llv.li – Liechtenstein Government Portal

Liechtenstein Corporate Bank Account

Companies registered in Liechtenstein or abroad can open a Liechtenstein corporate bank account.
This is essential for:

Managing operational cash flow
Accessing trade financing
Holding investment capital

Banks may require:

Certified articles of incorporation
A detailed business plan
Director/shareholder identification
Tax documentation

Corporate clients also benefit from treasury services and direct access to wealth management.

Liechtenstein Bank Account Fees

While service quality is high, it comes at a cost. Liechtenstein bank account fees vary by institution and account type. Common charges include:

Monthly maintenance fees: CHF 15–40
Account opening fees: CHF 500–2,000 (especially for non-residents)
Incoming/outgoing transfers: CHF 5–25 per transaction
Wealth management or custody fees: Percentage-based

Fee schedules are publicly available on each bank’s website. Transparency is a core value in Liechtenstein’s banking sector.

Liechtenstein Bank Account Benefits

There are several compelling Liechtenstein bank account benefits:

Asset protection – Foundations and trusts shield wealth from external claims.
Wealth management – Access to seasoned financial advisors and private banking.
Discretion – While compliant, banks still respect client confidentiality.
International access – Multicurrency and cross-border transfers are seamless.
Digital banking – Most banks offer online and mobile services with high security.

These features make Liechtenstein attractive for long-term planning and global mobility.

Terms and Timelines

Opening time: 2–4 weeks depending on documentation
Minimum deposit: CHF 10,000–500,000 (varies by bank and account type)
Remote account opening: Possible in many cases via video verification or authorized agents

Banks may require interviews or notarized documents, especially for high-value accounts.

Regulations and Compliance

All banks in Liechtenstein are regulated by the Financial Market Authority (FMA): https://www.fma-li.li
Liechtenstein is also a member of:

The European Economic Area (EEA)
The OECD (with CRS compliance)
The Financial Action Task Force (FATF) standards on AML/CFT

This ensures a blend of financial security and international cooperation.

Conclusion: A Safe Gateway to European Banking

Opening a bank account in Liechtenstein offers high levels of security, expert service, and international legitimacy. Whether you're a private client looking for Liechtenstein private banking or a business needing a Liechtenstein corporate bank account, the country’s banking environment is both efficient and reliable.

With clear Liechtenstein bank account requirements, strong privacy rules, and a wealth of financial services, this alpine nation remains a discreet yet powerful hub for banking in Europe.

Opening a bank account in Liechtenstein offers access to a stable financial system, strong privacy laws, and world-class banking services. Whether for personal use, corporate needs, or investment purposes, our team can guide you through every step of the process.

📩 Contact us today to learn how to open a bank account in Liechtenstein. We’ll provide you with a step-by-step overview, assign a dedicated banking advisor, and offer a full presentation on the available banking options and requirements.

Questions and Answers

To open a bank account in Liechtenstein, you must provide identity verification, proof of address, and source of funds. Most banks offer services to both residents and non-residents.